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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Most problems are hassle free to sort out

Most problems are hassle free to sort out Reviewed on: 28th May 2025

Love the reminders and information given

Love the reminders and information given Reviewed on: 28th May 2025

I live using PayPal for my purchases on eBay

I live using PayPal for my purchases on eBay Reviewed on: 28th May 2025

Smooth and easy!

It’s easy to use both on websites and using the PayPal app. Reviewed on: 28th May 2025

PayPal is easy to use...

PayPal is easy to use, the app is very intuitive, and paying in instalments has saved me many times. Reviewed on: 28th May 2025

PayPal is always my first choice for payment method.

PayPal is always my first choice for payment method. Its so seamless. I also like the ease at which I can transfer money or request money from other PayPal users.The app is especially easy to use and I always feel that my personal details are secure. Reviewed on: 28th May 2025

very simple, straightforward and very easy to use.

very simple, straightforward and very easy to use. details are clear, no hidden fees or %. good offers for 4 months no interest as well. quick and easy credit check. Reviewed on: 28th May 2025

very good everytime I use the service

very good service when ever needed Reviewed on: 28th May 2025

paypal the best way to pay..

I have been using papal for over 20 years and they have always looked after my interests and most of all protected my account from unwanted scams simply the best way to purchase Reviewed on: 28th May 2025

All fantastic I do recommend it.

All fantastic I do recommend it. Reviewed on: 28th May 2025

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