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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180975 reviews)

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4.73

Based on 180,974 reviews, last reviewed 20th Jul 2026

233% increase in 5 star reviews

in the past 90 days

287% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180975)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal has been a great overall experience for the d...

Paypal has been a great overall experience for the decade or so ive used it. Reviewed on: 13th July 2026

Efficient way to pay for purchases and good support...

Efficient way to pay for purchases and good support for any issues that occur with seller Reviewed on: 13th July 2026

Paying with Paypal is so easy and stress free.

Paying with Paypal is so easy and stress free. You can buy with confidence and they protect you from scams. Reviewed on: 13th July 2026

Reliable, easy access, continually developing.

Reliable, easy access, continually developing. Reviewed on: 13th July 2026

Seamless integration with PayPal & Google Pay App

Love how seamless it is integrated with my PayPal app and Google Pay touch less payment Reviewed on: 13th July 2026

Easy transactions without the worry of fraud as your...

Easy transactions without the worry of fraud as your protected from scammers and many payment options which is great before payday with pay in 3 or delayed payment options. Generally 10/10 Reviewed on: 13th July 2026

PayPal is just the best way to manage your money.

PayPal is just the best way to manage your money and credit facility, safe secure and you can actually speak to someone when needed. Reviewed on: 13th July 2026

Easy to pay and secure with excellent customer service

Easy to pay and secure with excellent customer service Reviewed on: 13th July 2026

Always easy to get money back if company do not deli...

Always easy to get money back if company do not deliver so have that piece of mind Reviewed on: 13th July 2026

Paypal has a great UI and is widely available among...

Paypal has a great UI and is widely available among retailers as a payment option. Credit options are easy to understand and use, with a generous 0% interest over 4 months. It helped me maintain a credit history even when my score took a hit after I paid off a loan. Reviewed on: 13th July 2026

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