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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176122)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Affordable and safe banking.

Affordable and safe banking. I have had no problems Reviewed on: 9th July 2026

Works at any checkout

Very user friendly, and integrates well going through checkout through various websites Reviewed on: 9th July 2026

They've been brilliant.

They've been brilliant with me every step of the way. I haven't needed to contact them in a while but when I did customer service was excellent. The process for credit is easy and superbly organised. Lots of different deals on credit options. Very happy. Reviewed on: 9th July 2026

good response when things go wrong

good response when things go wrong Reviewed on: 9th July 2026

Ten out of Ten

Pay Pal gives excellent service. The option of four months interest free credit for any £100+ purchase is fantastic. I would highly recommend Pay Pal. Reviewed on: 9th July 2026

It just feels like PayPal manage my purchases

It feels like PayPal just securely manages my purchases for me and I value that. The option to split the balance into interest free payments over a variety of periods is also valued. It is an additional bonus that the monthly payments from my chosen account are scheduled automatically by PayPal Reviewed on: 9th July 2026

I like PayPal credit because it provides me with fle...

I like PayPal credit because it provides me with flexibility to pay items that I couldn't afford to pay one off. Very handy to have definitely recommends to anyone who wants flexibility with their payment. Very handy to have! Reviewed on: 9th July 2026

Paypal is easy and convenient.

Paypal is easy and convenient. If i am buying online it's my go to method of payment. Reviewed on: 9th July 2026

I might win a £1000 for voting for them!

I might win a £1000 for voting for them! Reviewed on: 9th July 2026

Transaction is quick, refund is easy and quick.

Transaction is quick, refund is easy and quick.. Thanks Reviewed on: 9th July 2026

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