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PayPal: PayPal Credit reviews

4.90
Based on 111,052 reviews, last reviewed 20th May 2026
2776550% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hailhail Quick easy to use always safe with paypal Reviewed on: 20th May 2026
Peter W's avatar
Peter W

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111052)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I had the offer 4months interest free which was real...

5
I had the offer 4months interest free which was really good for me Reviewed on: 16th May 2026

Is really helpful when you needed and the tax rate i...

5
Is really helpful when you needed and the tax rate is so low Reviewed on: 16th May 2026

Easy paying

5
Paypal credit is so handy giving you lots of options to.payike in three Reviewed on: 16th May 2026

Very good loyalty scheme

5
Very good loyalty scheme and now even easier to use with credit and debit cards Reviewed on: 16th May 2026

PayPal is always my first payment option.

5
PayPal is always my first payment option. Reliable, trustworthy and offers good options! Reviewed on: 16th May 2026

Always be easy to use and helpful when problems arise.

5
Always be easy to use and helpful when problems arise. Reviewed on: 16th May 2026

Spend money your way!

5
Great new features that help in managing my finances in creative ways. Reviewed on: 16th May 2026

Great experience I get the value for money, my only...

5
Great experience I get the value for money, my only issue is credit limit. Which limits, to have another credit cards. Reviewed on: 16th May 2026

Really useful features.

5
Really useful features. Simple app. Addition of debit card has been great. Really enjoy the app and the connectivity between PayPal and so many shopping providers . Credit provision is easy to use with terms really easy to understand Reviewed on: 16th May 2026

Quick and efficient way to do finances!

5
Quick and efficient way to do finances! Exactly how it should be. Expeditious!!! Reviewed on: 16th May 2026

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