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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Peace of mind every time I use PayPal I have the Kno...

5
Peace of mind every time I use PayPal I have the Knowledge that using Pay Pal is safe, Quick, easey and secure. Reviewed on: 13th July 2026

So easy to use and to set up, probably one of the ea...

5
So easy to use and to set up, probably one of the easiest accounts to set up Reviewed on: 13th July 2026

Streamlined purchase

5
Makes the whole process of purchasing online very streamlined and convenient, it's also nice that you have instalment options for larger payments. Reviewed on: 13th July 2026

It’s convenient and easy to use.

5
It’s convenient and easy to use. The credit limit is perfect Reviewed on: 13th July 2026

Excellent and simple service

5
Paypal has allowed me to purchase items for my new house without having to worry about spending of hidden fees. Great and easy to use. Reviewed on: 13th July 2026

It helped me with few cases that i had problem with .

5
It helped me with few cases that i had problem with . Really appreciate it.. Reviewed on: 13th July 2026

Support is great

5
Just overall help from paypal and support team has been great if any issues are raised Reviewed on: 13th July 2026

PayPal is my trusted service, my virtual shopping gu...

5
PayPal is my trusted service, my virtual shopping guardian angel. If I can not pay on line via PayPal I do not use the service,. Reviewed on: 13th July 2026

Not good so far.

3
Not good so far. Keeps rejecting my debit card as a form of payment. And I have completed all stages but the delivery part says if haven’t completed it!! Reviewed on: 13th July 2026

PayPal is incredibly useful.

5
I have used PayPal for over 10 years and have always found the service effecient, convenient and if I have ever encountered any problems they have been resolved very quickly. Reviewed on: 13th July 2026

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