Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180973 reviews)

View other PayPal products

4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180973)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always choose PayPal if it an option as I totally...

I always choose PayPal if it an option as I totally trust it and know my transactions are protected if something goes wrong Reviewed on: 13th July 2026

Never had a problem with PayPal payments

Never had a problem with PayPal payments Reviewed on: 13th July 2026

Convenient and secure payment method

Only contacted customer service once due to overpayment which was sorted quickly. Also, on occasion I have thought had payed onto the standard PayPal and it had somehow gone to the credit system.. The two can be easily confused. Reviewed on: 13th July 2026

PayPal's business model is truly fair!

PayPal's business model is truly fair! They have been consistent in their dealings and usually I have no complaints at all! I can really plan using their rates and not be afraid of charges thst I will not be able to meet up with based on the lock in tactics used by others! Reviewed on: 13th July 2026

Few words, never had any issues.

Few words, never had any issues. All information is updated regularly Reviewed on: 13th July 2026

Just so simple very customer focus.

Just so simple very customer focus. Reviewed on: 13th July 2026

PayPal Credit has been great so far.

PayPal Credit has been great so far. There are prompt in response and help resolve issues Reviewed on: 13th July 2026

Paypal pay in 3 is excellent

Paypal pay in 3 is an excellent product that I have used many times Reviewed on: 13th July 2026

Fantastic easy to make an affordable purchase fro...

Fantastic easy to make an affordable purchase from the many PayPal outlets highly recommended apply now you will not be disappointed 5 out of 5 or 10 out of 10 I have enjoyed many years of satisfaction thank you PayPal Reviewed on: 13th July 2026

Easy to use and clearly laid out, payments are easy...

Easy to use and clearly laid out, payments are easy with good communication Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101163 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub