Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176250)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had any issues.

Never had any issues. Love how PayPal have various ways to pay for items and the app makes it extremely easy to manage all accounts and finances. Reviewed on: 9th July 2026

good, but seem to have a small balance left in that...

good, but seem to have a small balance left in that I can't withdraw. Maybe easy but unsure. Reviewed on: 9th July 2026

Quick decision.

Quick decision. Worries over credit score unwarranted. Simple process. Reviewed on: 9th July 2026

Great payment system and good offers.

Great payment system and good offers. Easy to use . Reviewed on: 9th July 2026

Always been reliable

Always made payments and transactions easy - especially on not to trust worthy sites Reviewed on: 9th July 2026

Very easy to set up and use

Very easy to set up and use as part of my PayPal experience. Reviewed on: 9th July 2026

Easy to use.

Easy to use.. App works well and easy to understand. Reviewed on: 9th July 2026

I always seem to have had an excellent experience wi...

I always seem to have had an excellent experience with paypal. The service has always been great and it seems to be my go to payment system. Reviewed on: 9th July 2026

Very secure and safe i recommend 100% for everyone...

Very secure and safe i recommend 100% for everyone Reviewed on: 9th July 2026

I’ve used PayPal for years and trust the service

I’ve used PayPal for years and trust the service Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97803 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub