Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Unable to remove existing payment card

5
Unable to remove existing payment card Reviewed on: 13th July 2026

I have had excellent experience using PayPal.

5
I have had excellent experience using PayPal. Reviewed on: 13th July 2026

life saver tbh.

5
life saver tbh. thank you so much. Reviewed on: 13th July 2026

Enjoy using paypay.

5
Enjoy using paypay. Where possible I use it for every payment. I have the bank card as well and even pay my rent using it. I feel ir gives me more protection when shopping and recommend it to everyone. Reviewed on: 13th July 2026

Great service all round

5
Always an easy to use service with help where needed. Well done Paypal. Reviewed on: 13th July 2026

Customer service are quick and helpful.

5
Customer service are quick and helpful. Paypal is reliable and knowing it’s a safe way of paying with their provided protection is immensely helpful Reviewed on: 13th July 2026

Overall good service.

5
Overall good service. Easy to navigate and use the app. Kept relevant and easy to deal with problems Reviewed on: 13th July 2026

Excellent service, never had any issues with this pr...

5
Excellent service, never had any issues with this product. Super convenient and easy to use. Reviewed on: 13th July 2026

like having paypal credit and a paypal debit card wh...

4
like having paypal credit and a paypal debit card which rewards you with points Reviewed on: 13th July 2026

Interest is massive!

3
Interest is massive! You never get anywhere once you’re in it too deep. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products