Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111089 reviews)

View other PayPal products

4.90

Based on 111,089 reviews, last reviewed 20th May 2026

2778350% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect service Very good customer service and helpful Reviewed on: 20th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111089)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The credit card has pretty stupid automatic security...

The credit card has pretty stupid automatic security measures that make the card nearly unusable. The support staff were polite but were not able to help after several chats and several phone calls leading to nothing. Overall the credit card makes no sense as mostly transactions are not going through. Reviewed on: 16th May 2026

Affording the best of.

Love how you can pay in 3 with no interest, makes buying that better version of whatever more attainable. Reviewed on: 16th May 2026

Quick and easy, excellent service

Quick and easy, excellent service Reviewed on: 16th May 2026

Very Good Experience

I had a very good experience with PayPal Credit. The process was quick, simple and easy to understand. Payments were convenient and the service was helpful when I needed it. Overall, I am happy with the experience and would use it again in the future. ” Reviewed on: 16th May 2026

I am neutral, PayPal is a tool to pay for...

I am neutral, PayPal is a tool to pay for goods Reviewed on: 16th May 2026

Always helpful when you needed most

Always helpful when you needed most Reviewed on: 16th May 2026

Very handy and safe on line shopping patment

Very handy and safe on line shopping patment Reviewed on: 16th May 2026

Great work pay pal I like to use the app...

Great work pay pal I like to use the app and is great Reviewed on: 16th May 2026

Paypal became part of my life!

Paypal became part of my life! Irs easy and very heloeful when buying. Thank you Paypal Reviewed on: 16th May 2026

Excellent interest free payment optionn

Excellent interest free payment optionn Reviewed on: 16th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3721 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52463 reviews
Payments
from PayPal 4.91 from 3721 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub