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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180941)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always good payment options.

Always good payment options. Fast and reliable. Reviewed on: 13th July 2026

Great that there is 0% interest options.

Great that there is 0% interest options. I have used PayPal credit now for a few years and it has been the most convenient lender for me. I am always able to pay it back within a few months and the customer service is 10/10 whenever I have interacted with them! Reviewed on: 13th July 2026

Every time you use PayPal it is a smooth reassuring...

Every time you use PayPal it is a smooth reassuring experience. Reviewed on: 13th July 2026

My favorite payment method

I used paypal for many years both for online purchase and international money transfers. I enjoy the ease and security it offers me Reviewed on: 13th July 2026

I find the PayPal app very good

I find the PayPal app very good, love the pay in three option, also if you have a problem, you can raise the issue and get help sorting it out. Reviewed on: 13th July 2026

Great credit and timely reminders

Great credit and timely reminders Reviewed on: 13th July 2026

Always a great service, sorted issues quickly

Always a great service, sorted issues quickly Reviewed on: 13th July 2026

It is ready available, straightforward, efficient, a...

It is ready available, straightforward, efficient, and highly secure. Reviewed on: 13th July 2026

Their 0% APR offers are beneficial.

I was delighted that I could purchase my new PC using PayPal using one of their 0% APR offers. I have been a customer for many years and would like to benefit from this offer more often. It would like to have Paypal payments as sn option on more outlets. Such as purchasing a car etc. Reviewed on: 13th July 2026

I have been with paypal credit for long now, really...

I have been with paypal credit for long now, really I like it, I recommended some friends Reviewed on: 13th July 2026

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