Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 111,212 reviews, last reviewed 20th May 2026
2784200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

best of the best PayPal is a wonderfully safe, reliable, and friendly way to send money globally. I truly appreciate its simple, secure service. Reviewed on: 20th May 2026
Lyudmil P's avatar
Lyudmil P

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111212)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great way to spread costs.

5
Great way to spread costs. Easy to track payments. Reviewed on: 17th May 2026

GoodI'm happy to do PayPal good for me thank you for...

5
GoodI'm happy to do PayPal good for me thank you for the stairs and the UK Reviewed on: 17th May 2026

Good customer service and easy to use

5
My experience with PayPal Credit has been positive so far. The service is easy to use, payments are straightforward, and customer support was helpful when needed. Reviewed on: 17th May 2026

A very smooth app, easy to navigate and always very...

5
A very smooth app, easy to navigate and always very clear to use. You can always find what you need, but I would always like the option of a phone call if possible. Reviewed on: 17th May 2026

Great to use as it has 4 months interest free payments.

5
Great to use as it has 4 months interest free payments. Easy to use this credit when making a purchase. PayPal helps with repayment by scheduling regular repayment amounts. PayPal always provides support in a buyer dispute and the selling companies usually respond quickly to PayPal. I feel secure in using PayPal. Reviewed on: 17th May 2026

I have no issues with PayPal, I just have a feeling...

4
I have no issues with PayPal, I just have a feeling that my money isn't safe that's all Reviewed on: 17th May 2026

Always fast and reliable.

5
Always fast and reliable. Good contact, quick responses , secured transactions Reviewed on: 17th May 2026

App usuage

5
Easy to use app amd very reliable Reviewed on: 17th May 2026

Fantastic

5
The website is really easy to, I love the pay in 3 option Reviewed on: 17th May 2026

I've been using PayPal for many years is always my f...

5
I've been using PayPal for many years is always my first choice. Reviewed on: 17th May 2026