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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181058)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always use PayPal for credit and payments

Always use PayPal for credit and payments Reviewed on: 13th July 2026

Easy, and stress free.

I have never had a problem and it even comes with a card for retailers who don't support paypal credit transactions by default. No need to go through constant applications its as simple as reuse your line of credit as often as you need on your terms and the 4 months interest free makes it a pleasure to use. Reviewed on: 13th July 2026

Great platform easy to use.

Great platform easy to use.. accepted everywhere Reviewed on: 13th July 2026

Paypal has always been my go to as they have a lot o...

Paypal has always been my go to as they have a lot of different ways to pay and split payments , great service Reviewed on: 13th July 2026

The times I have contacted PayPal i have found them...

The times I have contacted PayPal i have found them very helpful Reviewed on: 13th July 2026

PayPal helps me controlling my budget,spendings!

PayPal helps me controlling my budget,spendings! Reviewed on: 13th July 2026

Never had any problems always quick to refund money...

Never had any problems always quick to refund money if there’s a problem. I recommend it brilliant service Reviewed on: 13th July 2026

Reliable and simple

Never had any problems. It has been reliable, simple and handy to use for diverse transactions ( Shops or particulars) Reviewed on: 13th July 2026

Budgeting Payment Options

PayPal provided payment options, large payment can be spread across multiple months, sometimes interest free. Which helps enormously with budgeting. Reviewed on: 13th July 2026

Easy payment set up with no problems

Easy payment set up with no problems Reviewed on: 13th July 2026

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