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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My experience was good and useful

4
My experience was good and useful Reviewed on: 13th July 2026

Paypal credit is a very simple process to follow and...

5
Paypal credit is a very simple process to follow and always a high degree of confidence in using Paypal credit and being my preferred choice of credit whenever available. Wouldn't hesitate to recommend do it. Reviewed on: 13th July 2026

I have been using PayPal for years now, just recentl...

5
I have been using PayPal for years now, just recently got the credit card and it’s been an amazing experience . Reviewed on: 13th July 2026

Good satisfied reliable

5
It's really good, very handy and dependable. Reviewed on: 13th July 2026

I like the 0% interest deals

5
Generally only use the interest free 4 months or pay over 3 offers. Never had an issue. Reviewed on: 13th July 2026

It’s so easy to use,

5
It’s so easy to use, and I love the way it lets you know when your purchases are out for delivery Reviewed on: 13th July 2026

It's great service.

5
It's great service. I can easily manage all my payment methods, pay in three easy installments and use credit too. It's just wonderful to use PayPal. Reviewed on: 13th July 2026

I always use PayPal as it’s far more secure

5
I always use PayPal as it’s far more secure Reviewed on: 13th July 2026

I have used PayPal for years and I have had only a f...

5
I have used PayPal for years and I have had only a few problems with different businesses. But every time I have called PayPal customer services they have always helped me to get things sorted asap. Reviewed on: 13th July 2026

PayPal credit

5
Very good customer service prompt answer on phone. Courteous and very helpful Reviewed on: 13th July 2026

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