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PayPal: PayPal Credit reviews

4.90
Based on 111,251 reviews, last reviewed 20th May 2026
2785800% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A first class seamless experience. A first class seamless experience. Would certainly use again. Definitely would recommend. Just excellent Reviewed on: 20th May 2026
Alan F's avatar
Alan F

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111251)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit is handy for buying items.

5
PayPal credit is handy for buying items. That you might not have the money available at that time. And gives you four months to pay it at interest free Reviewed on: 17th May 2026

I love PayPal zero per cent. Low rate for lonher

5
I love PayPal zero per cent. But would be possible to have also the option for a low rate , eg 5%, for 12 months for example? Like other cards are doing Reviewed on: 17th May 2026

Very easy to use.

5
Very easy to use. Pay in 3 comes in very handy Reviewed on: 17th May 2026

Where Convenience Meets Trust

5
PayPal provides an excellent customer experience by offering secure, fast, and convenient payment services that make transactions easy for individuals and businesses. Its user-friendly platform, transparency, reliability, and global accessibility give customers real value for money while building trust and confidence. Reviewed on: 17th May 2026

Simple, convenient finace options.

5
Simple, convenient finace options. Reviewed on: 17th May 2026

Just refreshing

5
It’s always handy to buy something then pay it back if your running a bit short on cash then being able to pay it back in your own time makes it so much refreshing. Reviewed on: 17th May 2026

It’s always been a good app, very realisable

5
It’s always been a good app, very realisable Reviewed on: 17th May 2026

Good service and very reliable.

5
Good service and very reliable.. Reviewed on: 17th May 2026

Always efficient and helpful customer service, quick...

5
Always efficient and helpful customer service, quick resolving of the issues Reviewed on: 17th May 2026

I have excellent experience So far so great

5
I have excellent experience So far so great Reviewed on: 17th May 2026