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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180935 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180935)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

direct debit

How can you have a direct debit set up, that they then take 5 days late, and charge you £12 for a late payment. Reviewed on: 13th July 2026

Very relatable and excellent service

Very relatable and excellent service Reviewed on: 13th July 2026

Good service always gives payment options

Good service always gives payment options Reviewed on: 13th July 2026

Great product!

Very efficient way to manage bigger purchases. Reviewed on: 13th July 2026

Making online shopping easy

A very easy app and clear to use, it feels secure across online platforms and is a great way to manage your money and purchases. Reviewed on: 13th July 2026

It has been really helpful when am short of money

It has been really helpful when am short of money Reviewed on: 13th July 2026

PayPal is so user friendly.

PayPal is so user friendly. There are multiple ways to pay which I really enjoy and it’s easy to see at a glance where you’re up to and what payments you have coming up. I always use PayPal Reviewed on: 13th July 2026

AZY-G uses paypal credit (and wins)

I borrowed from paypal and paid everything back! Reviewed on: 13th July 2026

It’s easy to use, it’s nice to be able to just selec...

It’s easy to use, it’s nice to be able to just select PayPal rather than putting in a new card at every websites checkout Reviewed on: 13th July 2026

Very good customer service.

Very good customer service. I was the victim of a scam last year. It happened on a Friday evening, PayPal resolved issue with minimum of fuss by the Saturday morning. Reviewed on: 13th July 2026

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