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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181055)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy with paypal, easy to use, I trust paypal...

5
Very happy with paypal, easy to use, I trust paypal more than ordinary banks, every time I had a problem with seller paypal stepped in and sort it. Great Reviewed on: 13th July 2026

I use pay pal for evrything, very safe and very easy...

5
I use pay pal for evrything, very safe and very easy to use. Reviewed on: 13th July 2026

Easy to use Easy to apply

5
Easy to use more than satisfied with the options available and surprisingly low interest on loans and pay on 3 schemes are brilliant for when you haven't got the bulk amount to purchase instantly ideally a growing company with many options available. Reviewed on: 13th July 2026

Helpfully all round

5
Whenever i have contacted the team have always been helpful Reviewed on: 13th July 2026

Always had a great experience with PayPal credit and...

5
Always had a great experience with PayPal credit and customer service is perfect. Reviewed on: 13th July 2026

Customer support is super reliable and have been abl...

5
Customer support is super reliable and have been able to resolve any issues I’ve encountered Reviewed on: 13th July 2026

Easy way and safe way to use your money online!

5
PayPal is very convenient and easy to use, I've used it for many years now never had an issues with customer support and they have always sorted out anything help I've needed Reviewed on: 13th July 2026

So far so good - I have used pay pal credit a few ti...

5
So far so good - I have used pay pal credit a few times and it has been a very simple easy process Reviewed on: 13th July 2026

Excellent and seamless easy to use and good value f...

5
Excellent and seamless easy to use and good value for money Reviewed on: 13th July 2026

..::;)&&&&&£

5
great stuffff Reviewed on: 13th July 2026

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