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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Really good experience with PayPal and PayPal credit

Really good experience with PayPal and PayPal credit Reviewed on: 13th July 2026

PayPal Review

Never had an issue with PayPal. Easy to use. I can manage my account easily and Pay in 3 is an excellent option. I would recommend PayPal to my friends Reviewed on: 13th July 2026

PayPal has made online payments much more convenient

PayPal has made online payments much more convenient by allowing me to complete transactions without hassle. I value the reliability of the service and how it continues to improve the user experience. It has become a trusted part of my everyday digital payments. PayPal helped you complete an urgent payment Reviewed on: 13th July 2026

It is useful and convenient.

It is useful and convenient. When I buy online, I don't have to enter the address; I use PayPal. Reviewed on: 13th July 2026

Great experience

I have had a great experience with PayPal. Reviewed on: 13th July 2026

My first experience with credit, trusted and safe

My first experience with credit and made me understand the process and made me be able to buy occasional things I would have had to wait longer for. Balance can be a little slow to update but I know it will do it eventually and support is there if you are concerned it won't. Reviewed on: 13th July 2026

Easy and clear to use, definitely recommend

Really simple to use with clear instructions and directions. I’ve been using PayPal for years and I wouldn’t use anything else to help purchases from websites such as eBay, Depop, Vinted etc. I know if something goes wrong or I get scammed PayPal helps. Communication and customer service is excellent. Reviewed on: 13th July 2026

Makes my life simpler, especially as a busy mum

Makes my life simpler, especially as a busy working mum and freelancer. It's the default payment method now for almost every send and receive. Thank you PayPal, only voted neutral on customer service as I haven't had to call you! Reviewed on: 13th July 2026

I using this for credit when I use PayPal it’s give...

I using this for credit when I use PayPal it’s give more points Reviewed on: 13th July 2026

Always easy to use, transactions are smooth with no...

Always easy to use, transactions are smooth with no fuss Reviewed on: 13th July 2026

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