Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132674 reviews)

View other PayPal products

4.74

Based on 132,674 reviews, last reviewed 10th Jun 2026

3767950% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent services. Excellent services.and secure platform Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132674)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always here to help

I have been with PayPal for years and I have never had any complaints, always there to help Reviewed on: 9th June 2026

PayPal credit really useful for spreading out the cose.

I find PayPal credit really useful for spreading out the cost and knowing that my payments are secure. Reminders over email are handy but more useful via text. Reviewed on: 9th June 2026

I use PayPal last 7 year I’m very happy with PayPal...

I use PayPal last 7 year I’m very happy with PayPal service fast and easy excellent service Reviewed on: 9th June 2026

Helped out over a scam and gave me the information I...

Helped out over a scam and gave me the information I needed and confirmed it was a scam.I like the fact I can use pay pal to book air bnb holidays in advance and pay off monthly so when I go on holiday it’s all payed off Reviewed on: 9th June 2026

It’s all good

It’s all good no complaints always easy to use PayPal and have been quick and easy to deal with disputes Reviewed on: 9th June 2026

Excellent service/there when I need it

Excellent service/there when I need it Reviewed on: 9th June 2026

Generally straightforward and easy to make choices

Generally straightforward and easy to make choices Reviewed on: 9th June 2026

Ease of use, great, clear communication when payment...

Ease of use, great, clear communication when payments are due, fair apr Reviewed on: 9th June 2026

PayPal is my preferred creditor.

PayPal is my preferred creditor. The options it offers suit me. Pay in 3 or credit. Reviewed on: 9th June 2026

Always been straightforward, easy to understand and...

Always been straightforward, easy to understand and to use the app. Security is great Reviewed on: 9th June 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub