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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe and convenient for online transactions

It's a very safe and convenient way to pay for online transactions plus with PayPal credit. The time I get to pay it back without interest is an excellent facility.. The pay in three option helps to divide the cost over the period of 3 months which I have used few different times. Reviewed on: 13th July 2026

Great job good app..

Always been happy with the ease of use with the PayPal app Reviewed on: 13th July 2026

Excellent Service

Excellent Service, excellent company Reviewed on: 13th July 2026

paypal is secure

i find using paypal is the most secure way of paying online as im always protected from scam sales and my credit card details are hidden from the retailer Reviewed on: 13th July 2026

A reliable and secure payment method and more.

A reliable and secure payment method and more... where traditional banks fall short, PayPal offers new possibilities. Reviewed on: 13th July 2026

Easy to use and simple terms.

Easy to use and simple terms. Would use the credit option again for larger purchases Reviewed on: 13th July 2026

My go to for buying more expensive items

Always my go to for the opportunity to buy a more expensive item and then pay off in installments. Easy to apply and maintain payments to ensure you are on track. Reviewed on: 13th July 2026

Great way to buy goods over time and not pay...

Great way to buy goods over time and not pay interest Reviewed on: 13th July 2026

easy peasy paypal squeezy

easy to use, quick and simple. new app design is really good! Reviewed on: 13th July 2026

I have used PayPal credit now for a number of years,...

I have used PayPal credit now for a number of years, it is a really easy platform to navigate and now I have the card downloaded to my wallet it is even more convenient. Reviewed on: 13th July 2026

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