Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love PayPal.

I love PayPal. I use it all the time. I trust it very much. Great service. Would definitely recommend it. Reviewed on: 13th July 2026

Excellent service and easy to use

i have used all the services pay pal offer all very smooth and easy to use and it all very clear and easy to use Reviewed on: 13th July 2026

I’ve used PayPal for years and they are brilliant.

I’ve used PayPal for years and they are brilliant. If I’ve had a problem they’ve been easy to contact and sort things out quick and efficiently Reviewed on: 13th July 2026

I like using Paypal, but find your website a little...

I like using Paypal, but find your website a little difficult to use for the finanial information. Reviewed on: 13th July 2026

Ease of use, excellent contact, everything at the hi...

Ease of use, excellent contact, everything at the highest level Reviewed on: 13th July 2026

i trust Paypal and it is straightforward and simple...

i trust Paypal and it is straightforward and simple to use...ideal for everyone..safe and secure. Reviewed on: 13th July 2026

Always provide a good service

Always provide a good service and coming up with new products Reviewed on: 13th July 2026

Seamless access to credit

I was able to able for £1500 credit with a few clicks, and got approved immediately. Reviewed on: 13th July 2026

Fast service to a fault

Some issues getting in touch with a human when a change of details isn't registered with the system, would be really great if customer support were more accessible. The financing options are easy to use and there are no issues with making early payments Reviewed on: 13th July 2026

Saved my life with PayPal credit.

Fantastic service as always! Saved my life with PayPal credit. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub