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PayPal: PayPal Credit reviews

4.74
Based on 132,825 reviews, last reviewed 10th Jun 2026
3774350% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is quick and easy to use. PayPal is quick and easy to use. I’ve used it for years, I trust using PayPal to pay for various things. Reviewed on: 10th June 2026
Jade L's avatar
Jade L

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132825)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy and effective, good communication

5
Easy and effective, good communication Reviewed on: 9th June 2026

easy to use, great communication

5
easy to use, great communication Reviewed on: 9th June 2026

Service review

5
Good service, never had any issues. Very easy to use Reviewed on: 9th June 2026

The Stars say it all!

5
The Stars say it all! Nothing more to say. Reviewed on: 9th June 2026

Just great.

5
Just great. The open banking has helped me get the credit I deserve Reviewed on: 9th June 2026

I love Paypal.

5
I love Paypal. I was approved for a credit line when I needed a cash line. Reviewed on: 9th June 2026

I have been using PP for many years and it's always...

5
I have been using PP for many years and it's always a positive experience. Reviewed on: 9th June 2026

Best experience

5
I had a very good experience using PayPal credit, it met my expectations and beyond. Easy to use, many tools to keep control of everything. It’s just great Reviewed on: 9th June 2026

easy to use friendly and helpful

5
easy to use friendly and helpful Reviewed on: 9th June 2026

I have been using PayPal for around 20 years or more...

5
I have been using PayPal for around 20 years or more, ever since PayPal was born and I’m still loving every minute of it, it helps me make my payments faster and secure. Thanks PayPal for all the benefits come with it Reviewed on: 9th June 2026