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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fast, secure, safe

I find PayPal to be secure, user friendly and a great way to make transactions. Reviewed on: 13th July 2026

No complaints.

Never have any issues. Always helpful staff too. Reviewed on: 13th July 2026

Used PayPal for many years and very useful and flexible

Used PayPal for many years and very useful and flexible Reviewed on: 13th July 2026

Very Convenient app

Everything works, issues rectified when needed to be. Smooth experience. Reviewed on: 13th July 2026

Only used a few times easy and always value

Only used a few times easy and always value Reviewed on: 13th July 2026

PayPal Credit is Very Useful

PayPal credit is a very good service, I use it for buying one off expensive purchases to spread the cost out. The only downside is the high rate of interest. I wish there was a way to lower the interest rate. Reviewed on: 13th July 2026

Great - always easy to use and rely on.

Great - always easy to use and rely on. Reviewed on: 13th July 2026

Great company always use them no problems easy to use.

Great company always use them no problems easy to use. You have my vote Reviewed on: 13th July 2026

Just brilliant

I pretty much use PayPal for all online purchases, I’ve had to use their customer support in the past to solve disputes with online sellers and they have been quicker than my bank at resolving issues. The app itself is so easy to use and navigate with your spending easy to track and manage. PayPal credit is brilliant for those larger purchases where you want to spread the cost. I’ve used PayPal for the past 10 years and will use it for the foreseeable! Reviewed on: 13th July 2026

Very convenient way to pay for purchases without hav...

Very convenient way to pay for purchases without having to always put your bank details in Reviewed on: 13th July 2026

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