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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133438 reviews)

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4.74

Based on 133,438 reviews, last reviewed 10th Jun 2026

3802250% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133438)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal good company that is run well & easy to...

Paypal good company that is run well & easy to use Reviewed on: 9th June 2026

PayPal is effective and easy to use

PayPal is effective and easy to use Reviewed on: 9th June 2026

It is veery quick and easy to use my paypal

It is veery quick and easy to use my paypal Reviewed on: 9th June 2026

PayPal rewards have made PayPal credit more useful

I've been happy with my use of PayPal so far as a credit provider. It is rewarding its customers well. Reviewed on: 9th June 2026

I AM ABLE TO SPREAD THE COST OF MY SPENDING WITH PAY...

I AM ABLE TO SPREAD THE COST OF MY SPENDING WITH PAY PAL. A FANTASTIC COMPANY TO HAVE, THJANK YOU PAY PAL, Reviewed on: 9th June 2026

Excellent service Always available to chat

Always available to help there customers Reviewed on: 9th June 2026

I have used PayPal credit for many years and find th...

I have used PayPal credit for many years and find their interest rate competitive when looking at other credit cards (other than 0% ones obviously). Customer service is always on hand to help and. I found since it has became like a normal card it is also a lot easier to use as I can put it onto my Apple Pay which is very handy. Reviewed on: 9th June 2026

Very easy and clear to manage and control finances

Very easy and clear to manage and control finances Reviewed on: 9th June 2026

Great rates on Credit!

Amazing service. Really appreciate it. Used PayPal Credit for a holiday! Reviewed on: 9th June 2026

Paypal Pay in Three - Brilliant service

I have used Paypal 'Pay in three' which has been a great way to spread the costs of my purchases. My experience has been excellent with no issues. Reviewed on: 9th June 2026

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