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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I believe PayPal Credit it’s a fabulous option and I...

I believe PayPal Credit it’s a fabulous option and I use quiet often and customer service is in no fault of highly recommend to anyone Reviewed on: 28th May 2025

PayPal Credit was very easy to set up after initial...

PayPal Credit was very easy to set up after initial checks. Very handy to use when wanting to spread the cost of those essential purchases. Highly recommend to all my friends and family. Reviewed on: 28th May 2025

No problems at all.

No problems at all. Smooth and easy. 100% recommend. Reviewed on: 28th May 2025

Perfect.

Quick and easy to use. Readily available and free. Reviewed on: 28th May 2025

Convenient and safe

PayPal is just a very convenient way to pay for goods or make payments to people for services. Also you are protected if purchases go wrong or don't meet your expectations. Reviewed on: 28th May 2025

So easy to use, has saved me in difficult situations...

So easy to use, has saved me in difficult situations Reviewed on: 28th May 2025

Quick, easy & secure, I trust PayPal

Quick, easy & secure, I trust PayPal Reviewed on: 28th May 2025

Great support, interest varies.

Great support, interest varies. Helpful for bills and needs when money is tight or amount can be spared over a few pay days. Reviewed on: 28th May 2025

Used it for 20 years

It's just so easy to use ,offers finance and everyone accepts it.If they don't i don't use them. Reviewed on: 28th May 2025

PayPal credit is my idea of a safer and more secure...

PayPal credit is my idea of a safer and more secure way to pay for larger value items online. It provides protection and an extra layer of security. I do find the pay in 4 utility quite handy, much better than pay in 3 at a 0% interest rate. I will always use PayPal for most things where your information can be at risk. Reviewed on: 28th May 2025

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