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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103761 reviews)

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4.90

Based on 103,761 reviews, last reviewed 10th May 2026

2442100% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Always good experience, not had any issues Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103761)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always quick and easy to use!

Always quick and easy to use! I regularly use it for various different purchases. Reviewed on: 10th May 2026

Easy and seamless experience with quick processing a...

Easy and seamless experience with quick processing and approvals. Straight forward payment plans. Reviewed on: 10th May 2026

Same old same old.

Same old same old. Does the job, been a customer since eBay started promoting, the PayPal Credit Card in the UK is a life saver. But yea! overall, just like another transaction method, which is reliable and useful! Reviewed on: 10th May 2026

I have receive nothing short of Excellent customer s...

I have receive nothing short of Excellent customer service every time I call service centre. Reviewed on: 10th May 2026

Great facility and helps with spreading payment over...

Great facility and helps with spreading payment over 3 or 4 months interest free and customer service is really helpful Reviewed on: 10th May 2026

I've always found PayPal faster to use excellent ser...

I've always found PayPal faster to use excellent service and when speaking to anybody and service care they've always been polite and very helpful Reviewed on: 10th May 2026

Paypal helps me financially especially the 4 months...

Paypal helps me financially especially the 4 months interest free payment Reviewed on: 10th May 2026

Works well and quick although just tried to pay and...

Works well and quick although just tried to pay and having to set up new payment method not sure why Reviewed on: 10th May 2026

I have just signed up for PayPal Credit, and it was...

I have just signed up for PayPal Credit, and it was so easy to do. I use PayPal for all my online purchases, so it makes sense to get PayPal Credit. Just answer a few questions, then they check everything, and within no time, I had passed all the necessary checks. Thank you PayPal. Reviewed on: 10th May 2026

Organising money

It has allowed me to spread my payments out and organise my money better. Allowing me to pay for large items and plan for the future. Reviewed on: 10th May 2026

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