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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134148 reviews)

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4.74

Based on 134,148 reviews, last reviewed 11th Jun 2026

3834400% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lifesaver Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134149)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is great as it is a fair lender and if you ha...

PayPal is great as it is a fair lender and if you have any issues once you have paid for something on say eBay they are very good at helping retrieve the monies owed Reviewed on: 9th June 2026

Ideal way to pay.

Ideal way to pay. Easy to contact if problem arises with seller. Would recommend Reviewed on: 9th June 2026

Very easy to use and safe as well

Very easy to use and safe as well Reviewed on: 9th June 2026

Found easy to use, good payment options

Found easy to use, good payment options Reviewed on: 9th June 2026

Paypal credit is really easy to use, and easy to kee...

Paypal credit is really easy to use, and easy to keep an eye on your spending. It has good flexibility for paying back too. Use it more than my main bank these days Reviewed on: 9th June 2026

Trustworthy.

Trustworthy. Always know you are safe using PayPal and always able to seek help. Different options to pay using PayPal which is great. An all round excellent way to pay and trust. Reviewed on: 9th June 2026

simple and easy

Really simple and easy process - feels supportive and very useful Reviewed on: 9th June 2026

PayPal is the safest and clear to understand transac...

PayPal is the safest and clear to understand transactions Reviewed on: 9th June 2026

My PayPalI

I use PayPal for almost every transaction on the Internet and had no problem Reviewed on: 9th June 2026

Trust this site 100 present

PayPal is the only way that I trust to pay any money to any one trust it completely Reviewed on: 9th June 2026

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