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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Was simple to apply for, great money value which all...

Was simple to apply for, great money value which allowed me to purchase something I wouldn’t otherwise have been able to. Was all done online through an easy format which only took a matter of minutes, would highly recommend… Reviewed on: 13th July 2026

I feel secure paying online with PayPal.

I feel secure paying online with PayPal. When I have had issues they have been helpful Reviewed on: 13th July 2026

Used many times.

Used many times.excellent idea. Lots of places it can be used. Reviewed on: 13th July 2026

Very easy process, and very helpful.

Very easy process, and very helpful. Being a financial institution you can trust helps a lot . Reviewed on: 13th July 2026

I have used PayPal for years and always recommend to...

I have used PayPal for years and always recommend to anyone - I feel it is secure and can rely on this service for any purchases. Reviewed on: 13th July 2026

Excellent service

I've been using PayPal for quite a while now, and it's been excellent. It's quick, secure, and makes sending or receiving money incredibly easy. I also like the extra buyer protection when shopping online, which gives me added peace of mind. The app is straightforward to use, payments are processed quickly, and I've never had any major issues. It's accepted by so many retailers, making online shopping much more convenient. Overall, PayPal is a reliable and trustworthy payment service that I would happily recommend to anyone looking for a safe and easy way to manage online payments. Reviewed on: 13th July 2026

Best best best i alway prefer paypal for everything'...

Best best best i alway prefer paypal for everything's i dont know why i can't receive my salary here i wish i can except this everything is superbly in paypal Reviewed on: 13th July 2026

Paypal excellent service

Have been with paypal for a very long time. Service have been excellent. Reviewed on: 13th July 2026

Postive experience I've never had a problem

Postive experience I've never had a problem with PayPal credit i find it a very helpful provider with 1st class service I've had no issues at all its a handy service too use when your tight on a budget so id highly recommend Reviewed on: 13th July 2026

Taking out the credit was easy enough.

Taking out the credit was easy enough. But i have no idea how to pay it now. I Can't see an option to do son. Reviewed on: 13th July 2026

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