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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great Service.

Always happy to help with any problems. Reviewed on: 13th July 2026

Security guranteed

Very easy and best of all, I never have to worry when using PayPal. Security is guaranteed. Reviewed on: 13th July 2026

Easy to use a d handy for the unexpected presents...

Easy to use a d handy for the unexpected presents Reviewed on: 13th July 2026

Excellent service

Has been easy to use as accepted online on majority of sites. Have used for emergencies such as white goods. nd generous interest free period to pay back. Reviewed on: 13th July 2026

My new default credit provider

PayPal credit has become my default credit provider for a number of reasons. First, the APR is much less than a credit card. Second, with PayPal + I get points on my spending, which have added up to real money that I can use like for purchases. Third, PayPal offers me a wide variety of repayment options, from pay in 3, to 4 months interest free to longer periods with fixed payments and no penalty for paying off early. No other credit provider offers me this level of flexibility. It’s a bit of a game changer really to have these options and to get something back from a credit provider. Reviewed on: 13th July 2026

I always try to pay for things online using PayPal,...

I always try to pay for things online using PayPal, it feels safer and gives me peace of mind, i have used PayPal credit a few times with no problems, always happy to recommend Reviewed on: 13th July 2026

I used PayPal credit and it was great.

I used PayPal credit and it was great. 0% interest and it was very easy to set up. Reviewed on: 13th July 2026

PayPal is great!

PayPal is great!! I love PayPal credit which really helps for larger purchases. It slows me to pay for direct debit, protect my purchases and so much more!! Reviewed on: 13th July 2026

I have PayPal for years now and I find easy to use ,...

I have PayPal for years now and I find easy to use , the pay in 3 feature is brilliant and I use this quite often Reviewed on: 13th July 2026

Items brought, but not received

I have ordered a few things that didn't get sent and paypal was so helpful to get refund. Reviewed on: 13th July 2026

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