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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good customer service and easy to use

5
Very good customer service and easy to use Reviewed on: 13th July 2026

Not easy enough to raise a dispute

4
Not easy enough to raise a dispute Reviewed on: 13th July 2026

Its fast and safiest option.

4
Its fast and safiest option.EAsy for daily samll or big purchase Reviewed on: 13th July 2026

I really value the pay in 4 instalments interest free.

5
I really value the pay in 4 instalments interest free. Reviewed on: 13th July 2026

great service and security.

5
great service and security. I use paypalwherever the service is offered Reviewed on: 13th July 2026

PayPal helps me is my go to for financial support.

5
PayPal can be relied upon to provide a reliable service and have excellent customer services. Any problem I have had over the years has been sorted out swiftly and professionally. I would recommend PayPal to anyone who wants a trustworthy go to financial service. Reviewed on: 13th July 2026

I've used PayPal credit many times and is preferred...

5
I've used PayPal credit many times and is preferred way to pay. It easy to use and the dashboard is great Reviewed on: 13th July 2026

Helpful and efficient

5
I messaged the help section and my query was handled quickly and professionally Reviewed on: 13th July 2026

Easy process to set up account, app is easy to...

5
Easy process to set up account, app is easy to use Reviewed on: 13th July 2026

I like PayPal Plus but struggle using PayPal Checkou...

3
I like PayPal Plus but struggle using PayPal Checkout sometimes Reviewed on: 13th July 2026

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