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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love the pay in 3 options and feel safe when buyin...

5
I love the pay in 3 options and feel safe when buying on line Reviewed on: 13th July 2026

Very easy

5
PayPal made it very easy and helped with a great credit payment option of 0%. Very easy to track the credit on the app and pay off the amount or in installments. Reviewed on: 13th July 2026

Great, reliable service!

5
I have been a member of PayPal for 8 years and have been great. Reviewed on: 13th July 2026

Go to app every time

5
Fantastic for helping with larger payments and safe when buying goods on internet Reviewed on: 13th July 2026

Digital financial ease

5
I love the ease with paying for online shop securely as PayPal has long been a digitally available option on all the big mega selling stores like Amazon. But it’s also the default to many more outlets. I also find that the option to gift money to personal PayPal account convenient without revealing account details as it can be done via PayPal user. Reviewed on: 13th July 2026

Great and easy service from a trusted provider.

5
Great and easy service from a trusted provider. Always use PayPal as my first choice. Reviewed on: 13th July 2026

Trusted Credit Company

4
I’ve used PayPal for many, many years. It’s usually my go to payment method. Reviewed on: 13th July 2026

PayPal easy to use.

5
PayPal has always been easy to use, with clear instructions, and clear updates when things change. Reviewed on: 13th July 2026

Always helpful and convenient.

5
Allways helpful and convenient.. Especially if you need something for a loved one.. Or something that's a necessity. Reviewed on: 13th July 2026

PayPal always resolves any problems quickly and thei...

5
PayPal always resolves any problems quickly and their app is easy to navigate. Reviewed on: 13th July 2026

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