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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180910)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience with PayPal Credit.

5
Great experience with PayPal Credit. Easy to use, simple to manage payments, and very convenient for spreading the cost of purchases. Highly recommended! Reviewed on: 13th July 2026

Great support

4
I've been with PayPal credit many years now, it has been great support when needed Reviewed on: 13th July 2026

Great service

5
Very convenient when needed, easily available Reviewed on: 13th July 2026

never had any issues

5
never had any issues, great service and I trust paypal. Reviewed on: 13th July 2026

Paypal credit is the best, easy to manoeuvre.

5
Paypal credit is the best, easy to manoeuvre. I love it here Reviewed on: 13th July 2026

No hassle and no problem at all in recovering money...

5
No hassle and no problem at all in recovering money if item not delivered or not as described Reviewed on: 13th July 2026

I always use PayPal for my online transactions

5
I've used PayPal for a long time and it's never let me down! PayPal credit and buyer protection are excellent Reviewed on: 13th July 2026

Really easy and nice easy to spread the cost

5
Really easy and nice easy to spread the cost, easy to setup and accepted widely Reviewed on: 13th July 2026

PayPal is great for different payments plans

5
I'm enjoying the different types of payment plans available to me. I like the points and benefits I get from using PayPal debit card and account. I also like pay in 3 for when I buy big items. Makes it more affordable because of the no interest and pay in 3 different payments. Or even the plan of pay no interest and pay what ever amount until a certain date. Reviewed on: 13th July 2026

Very useful and easy to use .

4
Very useful and easy to use . And handy and good . I use PayPal all the time . Reviewed on: 13th July 2026

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