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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135867 reviews)

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4.73

Based on 135,867 reviews, last reviewed 11th Jun 2026

3912850% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Can be a bit too easy to spend ! Can be a bit too easy to spend ! Then before you know it you owe quite a bit . Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135867)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good all-round efficient and professional service.

Good all-round efficient and professional service. Reviewed on: 10th June 2026

Handy card for short term interest free purchases.

Handy card for short term interest free purchases. Reviewed on: 10th June 2026

Easy, flexible, convenient.

It’s just very easy to use. Once approved, there’s no additional forms to fill in, you can make multiple purchases with ease, with a range of credit options to make life more flexible. Reviewed on: 10th June 2026

PayPal credit is easy to use when buying online

PayPal credit is easy to use when buying online and on bigger purchases often give four months interest free. Reviewed on: 10th June 2026

Being able to split costs over three or four months...

Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026

Very easy to use, great for splitting payment of hea...

Very easy to use, great for splitting payment of heating oil for example when £300 is too much to pay out at once so over 3 months is perfect. Reviewed on: 10th June 2026

Reliable and gives peace of mind

Reliable easy to pay off. 4 months to pay off helps organise self financially Reviewed on: 10th June 2026

Paypal is great and helpful for my needs!

Paypal is great and helpful for my needs! Reviewed on: 10th June 2026

Very good service,have enjoyed the flexibility on offer

Very good service,have enjoyed the flexibility on offer Reviewed on: 10th June 2026

PayPal is more than a platform it’s your Pal too

PayPal has always been there for me, especially in difficult or emergency situations ~ Thankyou for being a leader in your field, you have managed to find a way to connect people across the world just simply via your platform. Reviewed on: 10th June 2026

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