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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great response time

Prompt response received the few occasions I have had issues in the past with transactions. The app is easy to use and the safety features gives you that extra peace of mind Reviewed on: 28th May 2025

Paypall credit is very convenient and affordable, i...

Paypall credit is very convenient and affordable, i also like a lot the option where you pay for anything in 3 payments with 0 intrest Reviewed on: 28th May 2025

Great, simple, efficient service.

Great, simple, efficient service. Does what it says on the tin Reviewed on: 28th May 2025

EXCELLENT INTEREST FREE PLANS, FEEL SAFE WHEN USING...

EXCELLENT INTEREST FREE PLANS, FEEL SAFE WHEN USING PAYPAL AS A WAY OF PAYING Reviewed on: 28th May 2025

Easy and secure

Easy and secure transaction whenever you purchase online Reviewed on: 28th May 2025

Great experience

I always had a great experience with PayPal, no issues Reviewed on: 28th May 2025

I’ve been using PayPal Credit and it’s been a great...

I’ve been using PayPal Credit and it’s been a great option for spreading out payments—especially with their 0% interest offer on larger purchases (if paid off in 6 months). It’s quick to set up and works seamlessly with PayPal. Definitely worth considering if you’re looking for flexible payment options. Reviewed on: 28th May 2025

Great company, easy to contact!

Great company, easy to contact and queries handled efficiently. Reviewed on: 28th May 2025

Excellent positive experience

Using PayPal has always been such a positive experience, so when I need credit I knew where to go. The application was easy, and the 0% for four months was so helpful. The monthly payments are easy and manageable and you can pay more and early if needed. The live chat customer service is also extremely helpful and convenient if you need any guidance. Can’t fault anything! Reviewed on: 28th May 2025

I recently had an issue with a Direct Debit payment.

I recently had an issue with a Direct Debit payment. I spoke to an advisor who sorted the matter out there and then and also arranged a payment holiday for the following month. He was an Irish chap and was courteous, professional and friendly. Reviewed on: 28th May 2025

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