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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180906)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

it has several alternative credit options

4
It starts minimally and it has several alternative ways of offering credit in a safe way, e.g payment in three, but now pay in 4 months and the credit itself… these are way to keep your credit in a reasonable safe state. Reviewed on: 13th July 2026

Have dealt with paypal for years, i trust paypal and...

5
Have dealt with paypal for years, i trust paypal and feel confident paying for goods through them. Reviewed on: 13th July 2026

Really pleased with everything, overall happy with all

5
Really pleased with everything, overall happy with all Reviewed on: 13th July 2026

Safest way to buy on line

5
I have never had a, problem buying online when I have used PayPal for payment. If product does not arrive etc. PayPal are excellent at retrieving money etc. If a website does not use PayPal I do not buy online Reviewed on: 13th July 2026

PayPal helped me to pay less in 3 pay with interest...

5
PayPal helped me to pay less in 3 pay with interest free.Help with money loan with more time to pay back Reviewed on: 13th July 2026

Very easy to use, and with interest free, a bonus...

4
Very easy to use, and with interest free, a bonus Reviewed on: 13th July 2026

Great Digital Communication

5
Digital platform easy to use, good communication via emails. Reviewed on: 13th July 2026

Why I Choose PayPal

5
I'm happy with PayPal because it helps me pay for things securely and gives me extra peace of mind when shopping online. Reviewed on: 13th July 2026

Easy and usefull

5
Very easy to use,know on all EU,quick and payments from PayPal to account going immediately Reviewed on: 13th July 2026

I feel safe shopping with PayPal online.

5
I feel safe shopping with PayPal online. Communication is excellent, I know where I stand. Thanks Reviewed on: 13th July 2026

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