Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Praca z Wami to samym przyjemnosc

5
Praca z Wami to samym przyjemnosc Reviewed on: 13th July 2026

I have found it helpful and it feels very secure wit...

4
I have found it helpful and it feels very secure with how it links to my PayPal app although sometimes it is a bit clunky but the security is worth it. I like its link to Shopify purchasing processes. I like being able to select how I pay through the PayPal options I have available to me. Reviewed on: 13th July 2026

Very good experience,easy to use and pay off,very co...

5
Very good experience,easy to use and pay off,very convenient Reviewed on: 13th July 2026

very good never had a problem at all.

5
very good never had a problem at all. Reviewed on: 13th July 2026

Reliable service

5
Always keep me informed of payments due etc Reviewed on: 13th July 2026

No hard sale salesman ringing you every 10 minutes y...

5
No hard sale salesman ringing you every 10 minutes you only click on one and it’s done. It couldn’t be any easier. Reviewed on: 13th July 2026

Very trustworthy company!

5
Very trustworthy company! PayPal is fast, secure, and very easy to use. I've always had a great experience with their service, and I feel safe making online payments. Highly recommended! Reviewed on: 13th July 2026

I use PayPal for many things.

5
I use PayPal for many things. I like the flexibility and the security it provides. Thankfully only ever had one issue with a seller through PayPal and PayPal sorted it quickly and easily for me through their portal for raising issues. Reviewed on: 13th July 2026

utmost confidence

5
I can pay with utmost confidence with PayPal, and have used their credit as well. I always tell others about PayPal, I have looked at others but feel that PayPal is safest. Reviewed on: 13th July 2026

PP is always providing good value and a great servicei.

5
PP is always providing good value and a great servicei. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101214 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products