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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181044)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's great to use PayPal, no messing with inputting...

It's great to use PayPal, no messing with inputting your details for delivery, can get 4 months interest free on purchases which is convenient when managing your household budget. I recommend it strongly. Reviewed on: 13th July 2026

I use pay pal as its easy to use and most online shi...

I use pay pal as its easy to use and most online shipping takes it so click of button you can ether pay in 4 or just pay what you want each month Reviewed on: 13th July 2026

It is very quick approved and safe

It is very quick approved and safe Reviewed on: 13th July 2026

Ease of use with clear communication

Ease of use with clear communication Reviewed on: 13th July 2026

Easy to use.

Easy to use. Amazing costumer service, quick and fast to contact Reviewed on: 13th July 2026

Paypal easy and safe.

Paypal easy and safe. You have the confidence paying through PayPal. PayPal credit is handy for unexpected bills. And pay in 3 is a relief. Reviewed on: 13th July 2026

Paypal credit is easy to use. Great for big purchases.

Paypal credit is quick, comprehensive and easy to use. Charges are clear up front. Paypal credit makes big purchases easier to manage. The buy now pay later option for zero credit allows you to split the payments over 6 months and not needing to take the hit all at once. Absolutely brilliant if you pay it off before the end of the period. Reviewed on: 13th July 2026

fantastic payment options & great customer service

The pay in 3, & credit options are really helpful when you just need a bit more time. It’s also easy to transfer money to my family overseas through PayPal. Finally, they were really helpful when I needed to speak to them about my account & the security of it Reviewed on: 13th July 2026

Never had a problem using PayPal, when I did have a...

Never had a problem using PayPal, when I did have a query concerning unusual payments it was resolved straightaway Reviewed on: 13th July 2026

Really helpful for spreading monthly costs on more e...

Really helpful for spreading monthly costs on more expensive items Reviewed on: 13th July 2026

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