Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181044)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve been using PayPal for a couple of years now and...

5
I’ve been using PayPal for a couple of years now and never had any problems with it I feel safe and have no issues Reviewed on: 13th July 2026

Paypals the Best

5
PayPal is one of if not the safest way to spend online as it will have you back on payments. I've used PayPal for over 10 years and they're brilliant, everything simple and it's very easy to help you stay financially stable with pay in 3. Reviewed on: 13th July 2026

My back up

4
Handy for paying onine when you need more time to pay Reviewed on: 13th July 2026

Fast instant digital payment experience and highly s...

5
Fast instant digital payment experience and highly secured too Reviewed on: 13th July 2026

Very easy to use , easy to check balances and the re...

5
Very easy to use , easy to check balances and the rewards are great Reviewed on: 13th July 2026

Very good to have specaily the 30 dayz paynent or th...

5
Very good to have specaily the 30 dayz paynent or the pay in 3 installments options Reviewed on: 13th July 2026

Paypal credit is very good helped me out in a lot of...

5
Paypal credit is very good helped me out in a lot of situations Reviewed on: 13th July 2026

Very good service but always room for improvement so...

4
Very good service but always room for improvement so nothing is excellent then it stops striving. Reviewed on: 13th July 2026

Easy to use app & easy to understand.

5
Easy to use app & easy to understand. When I have had to call them they’ve been helpful and clear sorting any issues out that I have had. I like how I can go through all my transactions and payments through the app. Reviewed on: 13th July 2026

I've been here for about 10 years and I've never had...

5
I've been here for about 10 years and I've never had a problem, for example with a refund or payment Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101213 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products