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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136196 reviews)

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4.73

Based on 136,196 reviews, last reviewed 12th Jun 2026

3927900% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service easy to use. Great service easy to use. applied and completed my transaction within ten minutes. Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136196)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have never experienced any issues with Paypal, and..

I have never experienced any issues with Paypal, and the credit and pay in 3, are great options to spread the cost Reviewed on: 10th June 2026

0% for 4 mos.

I keep using Paypal credit to split my purchases into 4 months if its above £100. 0% for 4 months is convenient for me. Reviewed on: 10th June 2026

Great quick service.

Great quick service. No issues in applying Reviewed on: 10th June 2026

Overall good, customer service coould be improved

Overall good, customer service coould be improved Reviewed on: 10th June 2026

Fantastic option to pay

Its so simple and easy to use plus gives you buyers protection which is essential these days purchasing online. The option to pay up in instalments makes it easy to budget your outgoings. Reviewed on: 10th June 2026

Seamless

most important for me is the seamless transaction process when on line....Interest free 3 month payments allows me breathing space and affordability. Reviewed on: 10th June 2026

Great alternative to paying in full

Allows me the freedom to pay in one go but spread the cost. I especially like the 0% interest on larger purchases for 4 months. Reviewed on: 10th June 2026

Service Good

Able to use with ease and confidence in my spending Reviewed on: 10th June 2026

Im happy customer of PayPal, using quite frequently.

Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026

Easy to use online.

Easy to use online. Good interest free offers Reviewed on: 10th June 2026

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