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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181043)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, easy to see what you need to pay off an...

5
Easy to use, easy to see what you need to pay off and when Reviewed on: 13th July 2026

Excellent service never a issue very easy to use

5
Excellent service never a issue very easy to use Reviewed on: 13th July 2026

PayPal is an easy way to pay.

5
PayPal is an easy way to pay. You can use it on your smartphone, or your computer, and you can even get a card. It's very handy, and the interest is fair. I especially like the pay in three feature, when money is a bit tight, but you need something that's just a little too expensive for the moment. And, it's easy to pay your balance, or just what you can afford at that time. I love PayPal. Reviewed on: 13th July 2026

Easy to use and great way to pay

5
Easy to use and great way to pay Reviewed on: 13th July 2026

Very Happy

5
Used pay pay credit for years now, great service and very straight forwards to use. Reviewed on: 13th July 2026

Really enjoying using PayPal credit

5
Really enjoying using PayPal credit during those times when money is a little tight Reviewed on: 13th July 2026

Great service, really useful!

5
Great service, really useful. Always helpful when you need a little time to pay. Reviewed on: 13th July 2026

I use pay pal for most online purchase and for regul...

5
I use pay pal for most online purchase and for regular payments as a trusted means online purchase also use the credit and pay in 3 options for more expensive items Reviewed on: 13th July 2026

Easy process

5
It was easy to set up payments on purchasing an item Reviewed on: 13th July 2026

Quick application and easy to use the app

5
Quick application and easy to use the app Reviewed on: 13th July 2026

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