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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It has been unproblematic and it works.

It has been unproblematic and it works. I’m pleased. Reviewed on: 13th July 2026

Security For You Not The Bank's Legal Advisors

Always quick, easy, secure and reliable to use. Reviewed on: 13th July 2026

I love the pay in 3 options and feel safe when buyin...

I love the pay in 3 options and feel safe when buying on line Reviewed on: 13th July 2026

Very easy

PayPal made it very easy and helped with a great credit payment option of 0%. Very easy to track the credit on the app and pay off the amount or in installments. Reviewed on: 13th July 2026

Great, reliable service!

I have been a member of PayPal for 8 years and have been great. Reviewed on: 13th July 2026

Go to app every time

Fantastic for helping with larger payments and safe when buying goods on internet Reviewed on: 13th July 2026

Digital financial ease

I love the ease with paying for online shop securely as PayPal has long been a digitally available option on all the big mega selling stores like Amazon. But it’s also the default to many more outlets. I also find that the option to gift money to personal PayPal account convenient without revealing account details as it can be done via PayPal user. Reviewed on: 13th July 2026

Great and easy service from a trusted provider.

Great and easy service from a trusted provider. Always use PayPal as my first choice. Reviewed on: 13th July 2026

Trusted Credit Company

I’ve used PayPal for many, many years. It’s usually my go to payment method. Reviewed on: 13th July 2026

PayPal easy to use.

PayPal has always been easy to use, with clear instructions, and clear updates when things change. Reviewed on: 13th July 2026

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