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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181043)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and a clear app

5
Easy to use and a clear app so you can stay in control Reviewed on: 13th July 2026

Great and easy to use when needed

5
I have used PayPal credit many times. It is very handy when needed. Easy to pay back monthly with reminders or in full. I have virtual credit card in my valet ready to use when needed Reviewed on: 13th July 2026

Simple, easy and overall a great app to use

5
I find it simple to use and the customer service when I have needed it has always been helfpul Reviewed on: 13th July 2026

Brilliant service helpful when you need them anytime

5
Brilliant service helpful when you need them anytime Reviewed on: 13th July 2026

PayPal for consumers awards

5
PayPal is the only secure way to makes and send payments. Reviewed on: 13th July 2026

Love PayPal because of the many options.

5
Love PayPal because of the many options. I use pay in 3 alot and lots of places accept it that’s really handy Reviewed on: 13th July 2026

So easy to use staff are more than helpful and if pa...

5
So easy to use staff are more than helpful and if paypal thinks a site youre buying from is suspicious it won't pay so the security is excellent. Can't go wrong with paypal. Reviewed on: 13th July 2026

Amazing flexable payment options

5
Amazing buy now pay later service which i have used many times, flexable payment options make that amazing purchase more achievable, will use again and again. The app make it easy to see what is going out and what is happening in your account. Reviewed on: 13th July 2026

Fast and easy to set up, user can make instalment to...

5
Fast and easy to set up, user can make instalment to reduce burden. Reviewed on: 13th July 2026

Efficient and Easy

5
PayPal is very easy to use and offers a great facility to pay for items Reviewed on: 13th July 2026

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