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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181042)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Payment option

2
Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная система в современных реалиях. Другие сервисы сразу проводят оплату и сразу видно оплату , соответственно и сразу видно, что существует какая-то проблема или нет . Это приводит к дополнительным финансовым затратам в случае не прохождения платежа . Буду стараться избегать в будущем делать платежи через систему кредита . Reviewed on: 13th July 2026

Never had a single problem in 5 years

5
Never had a single problem in 5 years Reviewed on: 13th July 2026

It's always there when you need it!

5
It's always there when you need it! Reviewed on: 13th July 2026

Great experience with PayPal Credit.

5
Great experience with PayPal Credit. Easy to use, simple to manage payments, and very convenient for spreading the cost of purchases. Highly recommended! Reviewed on: 13th July 2026

Great support

4
I've been with PayPal credit many years now, it has been great support when needed Reviewed on: 13th July 2026

Great service

5
Very convenient when needed, easily available Reviewed on: 13th July 2026

never had any issues

5
never had any issues, great service and I trust paypal. Reviewed on: 13th July 2026

Paypal credit is the best, easy to manoeuvre.

5
Paypal credit is the best, easy to manoeuvre. I love it here Reviewed on: 13th July 2026

No hassle and no problem at all in recovering money...

5
No hassle and no problem at all in recovering money if item not delivered or not as described Reviewed on: 13th July 2026

I always use PayPal for my online transactions

5
I've used PayPal for a long time and it's never let me down! PayPal credit and buyer protection are excellent Reviewed on: 13th July 2026

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