Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136676 reviews)

View other PayPal products

4.73

Based on 136,676 reviews, last reviewed 12th Jun 2026

3949900% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for all the orders online and often use... I use PayPal for all the orders online and often use PayPal credit or pay in 3 options for bigger purchases. I love it and its the only credit provide... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136676)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Security and convenience

Very easy to use with the peace of mind that security is of the highest standard. Reviewed on: 10th June 2026

I find PayPal extremely usable and flexible when pay...

I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

I love the security of using PayPal and the flexibil...

I love the security of using PayPal and the flexibility that PayPal credit allows me. In a busy complicated world PayPal offers ease and simplicity. Reviewed on: 10th June 2026

Amazing credit card.

Amazing credit card..perfection..nothing else. Reviewed on: 10th June 2026

I feel more secure using PayPal as a payment method...

I feel more secure using PayPal as a payment method for any online purchases. I have the security of any issues with fraudulent activity or purchases Reviewed on: 10th June 2026

All I need in one app, easy to access and very effic...

All I need in one app, easy to access and very efficient Reviewed on: 10th June 2026

It is a good way to purchase with peace of mind

The pathways to get help, pay pal credit reminder notifications can be improved Reviewed on: 10th June 2026

When you make a payment to your credit account it is...

When you make a payment to your credit account it isn't instant so needs changing. Reviewed on: 10th June 2026

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.75 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub