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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use, and with interest free, a bonus...

4
Very easy to use, and with interest free, a bonus Reviewed on: 13th July 2026

Great Digital Communication

5
Digital platform easy to use, good communication via emails. Reviewed on: 13th July 2026

Why I Choose PayPal

5
I'm happy with PayPal because it helps me pay for things securely and gives me extra peace of mind when shopping online. Reviewed on: 13th July 2026

Easy and usefull

5
Very easy to use,know on all EU,quick and payments from PayPal to account going immediately Reviewed on: 13th July 2026

I feel safe shopping with PayPal online.

5
I feel safe shopping with PayPal online. Communication is excellent, I know where I stand. Thanks Reviewed on: 13th July 2026

Highly recommend

5
Easy to use, great service! App or website user friendly and great options to choose which credit suits your circumstances. Would definitely recommend to family and friends. PayPal credit is definitely my go to when looking at using credit to buy something online. Reviewed on: 13th July 2026

Like the installment options for the online payment.

5
Like the installment options for the online payment. Reviewed on: 13th July 2026

Love the convenience and security of Paypal

5
Love the convenience and security of Paypal Reviewed on: 13th July 2026

Excellent service

5
Never had any problems with customer service. Always updated with any changes to policy. Reviewed on: 13th July 2026

I feel safe with paypal.

5
I feel safe with paypal. I have no problem at all. Reviewed on: 13th July 2026

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