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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

A great addition to your debit card

A great addition to your debit card Reviewed on: 13th July 2026

Used PayPal credit for a few years now.

Used PayPal credit for a few years now. Recently reduced my credit amount. Would recommend if someone was in a position to afford Reviewed on: 13th July 2026

Pay pal credit is secure and gives more time to...

Pay pal credit is secure and gives more time to pay Reviewed on: 13th July 2026

Never had any issues

Never had any issues. Easy to use, good credit amount available. Physical card is also a bonus. Good reminders and able to set up a direct debit so you don’t forget your payment. Used PayPal for years and is a company I trust and recommend. Reviewed on: 13th July 2026

Never had an issue all great.

Never had an issue all great. Use it all the time easy to use and understand Reviewed on: 13th July 2026

No hassle readly available credit with easy flexible...

No hassle readly available credit with easy flexible repayment plans Reviewed on: 13th July 2026

Excellent App

Great customer service, so easy to use the app. Reviewed on: 13th July 2026

Easy to use and good service and can use it in a lot...

Easy to use and good service and can use it in a lot of places Reviewed on: 13th July 2026

Works perfect no issues

Works perfect no issues at all so im happy Reviewed on: 13th July 2026

Good experience always, straightforward and easy to use

Good experience always, straightforward and easy to use Reviewed on: 13th July 2026

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