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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable and easy to use

5
I’ve had a really good experience using PayPal Credit The application process was straightforward and it’s been simple to manage my account and payments Everything works smoothly and it’s given me extra flexibility when making purchases The app and website are easy to navigate and I’ve found the overall service reliable I’d happily recommend PayPal Credit to anyone looking for a convenient way to spread the cost of purchases Reviewed on: 13th July 2026

Great! Would definitely recommend

5
Great! Very easy to use and see where you are for repayment Reviewed on: 13th July 2026

Excellent, PayPal really helpful in so many ways

5
PayPal really helpful in so many ways Reviewed on: 13th July 2026

Quick, easy and secure

5
PayPal has always been quick, easy and secure to use. Payments are simple to make, and I like having everything clearly recorded in one place. Overall, I’ve had a very good experience. Reviewed on: 13th July 2026

Great service

5
Great service easy to use and very convenient to split large payments or unexpected payments. Reviewed on: 13th July 2026

Easy to used the card payment , and friendly

5
Easy to used the card payment , and friendly Reviewed on: 13th July 2026

Good start,secure

5
Good start,secure,user friendly and the best Reviewed on: 13th July 2026

I’ve been using PayPal for many years and I’ve never...

5
I’ve been using PayPal for many years and I’ve never had any problems. I highly recommend it. Reviewed on: 13th July 2026

A simple yet absolutely safe way to make online paym...

5
A simple yet absolutely safe way to make online payments. Also whenever I had any issues with my transactions, the customer support team was extremely helpful Reviewed on: 13th July 2026

Very easy to use.

5
Very easy to use. Customer service is prompt on reply. And happy with the pay in 3 option to spread my payment. Reviewed on: 13th July 2026

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