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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137101 reviews)

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4.73

Based on 137,101 reviews, last reviewed 13th Jun 2026

3969350% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very helpful, with very good rate and options for re... Very helpful, with very good rate and options for repayment. Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137101)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use, there when you need it most.

Very easy to use, there when you need it most. Reviewed on: 11th June 2026

Good, very helpful just what is needed

Good, very helpful just what is needed Reviewed on: 11th June 2026

This service is very easy to use, with three months...

This service is very easy to use, with three months interest free it’s a great way to spread the cost. Highly recommend Reviewed on: 11th June 2026

Best Credit Company EVER!

Efficient website. Excellent customer service. Love the credit availbility Reviewed on: 11th June 2026

Fast transactions and quick easy credit

Fast transactions and quick easy credit Reviewed on: 11th June 2026

I think it’s very easy and trustworthy

I think it’s very easy and trustworthy Reviewed on: 11th June 2026

Great, never any issues.

Great never any issues. Always use both the debit and credit card for different transactions Reviewed on: 11th June 2026

Amazing way to pay when you are waiting for your pa...

Amazing way to pay when you are waiting for your paycheck Reviewed on: 11th June 2026

Great addition to any wallet.

I applied for PayPal credit card as it allows me to purchase items and then pay them off over a 4 month 0% period which is great for me. It allows me to budget my money easily Reviewed on: 11th June 2026

Quick and easy check Good rewards

Quick and easy check and confirmation of credit information. Customers rewarded with good value monetory prizes, along side with ongoing rewards for using as everyday spending . Reviewed on: 11th June 2026

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