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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180861)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never hand any major issues

5
Never hand any major issues and always had great response Reviewed on: 12th July 2026

Safest way to pay!

5
The option to pay in three monthly installments without accruing interest is a really excellent idea which I have taken up with ryanair & other large purchases. The safety of using PayPal is such a comfort. Reviewed on: 12th July 2026

Have nothing but praises for PayPal

5
Have nothing but praises for PayPal Reviewed on: 12th July 2026

Great experience, easy customer service

5
Great experience, easy customer service Reviewed on: 12th July 2026

Nice, simple & secure service to use.

4
It's just a nice & simple service to use and be a part of. It also feels very secure and safe, great experience all round! Reviewed on: 12th July 2026

Always easy to understand the offers provided or whe...

5
Always easy to understand the offers provided or where money has been spent Reviewed on: 12th July 2026

Customer service are very helpful, the paypal reward...

5
Customer service are very helpful, the paypal rewards are great. It's easy and simple to use. With regular updates. Reviewed on: 12th July 2026

Very Good easy to use and keep on top...

4
Very Good easy to use and keep on top of Reviewed on: 12th July 2026

PayPal credit is very easy to use and go through the...

4
PayPal credit is very easy to use and go through the process. Its always good to know that you can pay in installments help budget throughout the year. Reviewed on: 12th July 2026

User friendly and reliable app.

5
User friendly and reliable app. Great rewards and different options for settling payments.. Good no frills customer service. 0% in 4 months was really helpful but 3 installments plan helped ease finances. Low interest rates overall. Reviewed on: 12th July 2026

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