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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Really enjoying using PayPal credit

Really enjoying using PayPal credit during those times when money is a little tight Reviewed on: 13th July 2026

Great service, really useful!

Great service, really useful. Always helpful when you need a little time to pay. Reviewed on: 13th July 2026

I use pay pal for most online purchase and for regul...

I use pay pal for most online purchase and for regular payments as a trusted means online purchase also use the credit and pay in 3 options for more expensive items Reviewed on: 13th July 2026

Easy process

It was easy to set up payments on purchasing an item Reviewed on: 13th July 2026

Quick application and easy to use the app

Quick application and easy to use the app Reviewed on: 13th July 2026

Easy to use and a clear app

Easy to use and a clear app so you can stay in control Reviewed on: 13th July 2026

Great and easy to use when needed

I have used PayPal credit many times. It is very handy when needed. Easy to pay back monthly with reminders or in full. I have virtual credit card in my valet ready to use when needed Reviewed on: 13th July 2026

Simple, easy and overall a great app to use

I find it simple to use and the customer service when I have needed it has always been helfpul Reviewed on: 13th July 2026

Brilliant service helpful when you need them anytime

Brilliant service helpful when you need them anytime Reviewed on: 13th July 2026

PayPal for consumers awards

PayPal is the only secure way to makes and send payments. Reviewed on: 13th July 2026

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