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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180858)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I had couple of credit transactions and all went fin...

I had couple of credit transactions and all went fine without any issues Reviewed on: 12th July 2026

Perfect for reminders and especially pay in 3 facility.

Perfect for reminders and especially pay in 3 facility. Reviewed on: 12th July 2026

Easy to use and fair.

Easy to use and fair. Lots of website give 0%, interest purchases even on phones over 3 years via PayPal Reviewed on: 12th July 2026

Great customer service

Great customer service,easy to deal with Reviewed on: 12th July 2026

I've been using PayPal Credit for a while and my exp...

I've been using PayPal Credit for a while and my experience has been very positive. It's easy to use, payments are straightforward, and I like the flexibility it gives me when making larger purchases. The app is simple to manage, and I've never had any issues with repayments or customer service. Overall, it's been a reliable and convenient credit option. Reviewed on: 12th July 2026

I don’t really tend to use it, I have done in the pa...

I don’t really tend to use it, I have done in the past a couple times but wasn’t sure on how to set up a direct debit. I don’t usually think to use it as I’m not too sure how it works with interest etc. Reviewed on: 12th July 2026

Been using PayPal Credit for a while now, easy to ma...

Been using PayPal Credit for a while now, easy to manage payments and I like the 0% offers that they run Reviewed on: 12th July 2026

Easy, trustworthy and reliable.

Easy, trustworthy and reliable. A payment solution of the future, available today! Reviewed on: 12th July 2026

Easy to use

Easy to use and manage using the app Reviewed on: 12th July 2026

Love Paypal credit l for zero % 4 months

Love Paypal credit l for zero % 4 months Reviewed on: 12th July 2026

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