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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181039 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181039)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've been using PayPal for a long time.

I've been using PayPal for a long time. So far they've never let me down and kept me safe from fraud and scammers several times. I absolutely love the customer protection, it's been a life saver so many times. Reviewed on: 13th July 2026

Just a bit rubbish in general and blah

Just a bit rubbish in general and blah Reviewed on: 13th July 2026

A variety of options makes using PayPal flexible and...

A variety of options makes using PayPal flexible and useful. The 4 month interest free period is a great way to manage finances. Reviewed on: 13th July 2026

great way to space out payments and I got money off...

great way to space out payments and I got money off too so that's great Reviewed on: 13th July 2026

I have used paypal for many years.

I have used paypal for many years. The most reliable service that protects your money as well as providing ways of making purchases affordable. I use paypal for all online purchases! And even have a card to use in store for my credit account. Reviewed on: 13th July 2026

Always been reliable and secure, fast payments and g...

Always been reliable and secure, fast payments and good customer service Reviewed on: 13th July 2026

Trustworthy.

Trustworthy. Keep you informed. Quick and easy Reviewed on: 13th July 2026

Could be better

It's easy to accidently click credit when making purchases when you wanted to click pay with card. Also I wish the chat service was easier to sieak to a human. Reviewed on: 13th July 2026

Definitely Recommend.

I used it to pay for a tv with Argos. 100% reccomend. easy and reliable. Easy to access!! Reviewed on: 13th July 2026

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