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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181036)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best products and service.

5
Best products and service. My favourate 4 months 0%. Reviewed on: 12th July 2026

They have excellent timely service and helps in ever...

5
They have excellent timely service and helps in every situation of need seamlessly Reviewed on: 12th July 2026

Safe online shopping

5
Never had a problem safest way to buy products online by miles worrie free shopping.. Reviewed on: 12th July 2026

Great helps

5
PayPal credit really served me when the need arises. It covered my back before my pay date. Thank you Reviewed on: 12th July 2026

Very good banking

5
Very good banking and still loads of fun with this money saver Reviewed on: 12th July 2026

I buy lots and lots of stuff of ebay and always pay...

5
I buy lots and lots of stuff of ebay and always pay using PayPal im very pleased with their sevice Reviewed on: 12th July 2026

Lots of payment options for ease

5
Lots of payment options for ease Reviewed on: 12th July 2026

Good for making big purchases

5
I was able to make a flight purchase and pay it in installments. I think it is worth using PayPal credit for big expenses Reviewed on: 12th July 2026

Exceptional service

5
Exceptional service with secure methodology. Reviewed on: 12th July 2026

I am really happy with PayPal I have used them for a...

5
I am really happy with PayPal I have used them for a number of years and they have continually improved adding new features. I look forward to even more. Reviewed on: 12th July 2026

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