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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102965 reviews)

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4.90

Based on 102,965 reviews, last reviewed 9th May 2026

2405300% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very handy in times of difficulty Very handy in times of difficulty Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102965)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Mostly smooth transactions with PayPal

Mostly smooth transactions with PayPal Reviewed on: 9th May 2026

Fleible payments on 4 months no interest credit

Pay pal credit allowes for a flexible way of making payments in 4 payment with no interest. There to help if you have a dispute regarding goosd purchased. A geeat tracking service. Earn point to spend and discount at different retailers. Whats not to like. Reviewed on: 9th May 2026

Great experience and great fees.

Great experience and great fees. Only thing is i wish they would take needed payments automatically from my bank account because i sometimes forget to pay them on time Reviewed on: 9th May 2026

I’ve had a really good experience with PayPal Credit...

I’ve had a really good experience with PayPal Credit so far. It’s easy to use, straightforward, and gives me flexibility when I need it most. Everything has been smooth and reliable, and I would happily recommend it to others. Reviewed on: 9th May 2026

I like PayPal its easy to use and widely available...

I like PayPal its easy to use and widely available online and can make credit available with low interest options available at times. Reviewed on: 9th May 2026

Excellent lender and customer service

Good customer service, helpful. Very easy to use and track spending Reviewed on: 9th May 2026

A great safe way to pay.

A great safe way to pay. Allows me time to budget. Reviewed on: 9th May 2026

Provide an brilliant service I would recommend to fr...

Provide an brilliant service I would recommend to friends and family Reviewed on: 9th May 2026

Paypal's zero interest credit is a great way to mana...

Paypal's zero interest credit is a great way to manage budget Reviewed on: 9th May 2026

Very easy to use, good functionality

Very easy to use, good functionality Reviewed on: 9th May 2026

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