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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140134 reviews)

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4.73

Based on 140,134 reviews, last reviewed 15th Jun 2026

4107700% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service never been disappointed Good service never been disappointed Reviewed on: 15th June 2026

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140134)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very happy

Never had a problem with PayPal always helped me out when meeded Reviewed on: 13th June 2026

Fantastic.

Fantastic. Always used paypal forever. Very easy. Reviewed on: 13th June 2026

.shopping on line

Bought goods through PayPal 1 was damaged 1 was not fit for purpose Pay pal resolved on my behalf Reviewed on: 13th June 2026

Reliable, effective and supportive service

I have used PayPal for almost 20 years and feel reassured with the protection of doing so. The interest free period of PayPal credit have supported my budgeting and I love the newer point loyalty programme. Reviewed on: 13th June 2026

Good job man

Good job son. Loved it spot on. Great Reviewed on: 13th June 2026

Great payment system

Always quick and easy to use. I like the choices of credit or pay in 3 or just pay. Love the new rewards scheme, building points to spend and having a PayPal card for using in shops, which also collect points. Easy to set up standing order to cover monthly payments. Reviewed on: 13th June 2026

Another layer of security

I’ve been using PayPal for several years and it seems to improve and move with the times to suit my needs. I particularly like Pay in 3, enabling me to spread the cost of smaller purchases and PayPal credit is ideal for larger purchases. Communication is good, with being given adequate reminders of when payments are due. It’s easy to keep track of refunds and move money back into your bank account once the refund is complete. I really like PayPal as a safe way to spend. Reviewed on: 13th June 2026

It helps me with some payments.

It helps me with some payments, and repaying the loan isn't complicated; the app is easy to use. Reviewed on: 13th June 2026

Assured customer

I am confident in your services which is different from other finance companies.Keep up the great work. Reviewed on: 13th June 2026

It been great since I started using it and I love it.

It been great since I started using it and I love it. Reviewed on: 13th June 2026

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