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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal has always been great, safe secure and always...

PayPal has always been great, safe secure and always reliable Reviewed on: 13th July 2026

Quick approval and support and when I needed help I...

Quick approval and support and when I needed help I could access it quickly and talk to a person not just AI Reviewed on: 13th July 2026

Paypal credit lessens the burden on the bank

Paypal credit is easy to use, very flexible and makes those big payments far less of a burden on the bank, especially with 0% interest for 4 months if it's something above £90 I think. Cannot recommend enough Reviewed on: 13th July 2026

Great under every aspects Also PayPal credit is a gr...

Great under every aspects Also PayPal credit is a great tools Reviewed on: 13th July 2026

Never had an issue.

Never had an issue. I can tell they go through extra mile to keep me satisfied. Reviewed on: 13th July 2026

Refund -

A little while a go I had a problem getting a refund but you soon sorted it out for me Reviewed on: 13th July 2026

Hassle Free service

Easy and straight forward to use, transactions are easy to follow, plenty of notifications regarding payments due, and simple statements to understand Reviewed on: 13th July 2026

Happy shopper.

Helpful every time I made a transaction. Helped with disputes too. Easy safe payments. Reviewed on: 13th July 2026

Reliable and easy to use

I’ve had a really good experience using PayPal Credit The application process was straightforward and it’s been simple to manage my account and payments Everything works smoothly and it’s given me extra flexibility when making purchases The app and website are easy to navigate and I’ve found the overall service reliable I’d happily recommend PayPal Credit to anyone looking for a convenient way to spread the cost of purchases Reviewed on: 13th July 2026

Great! Would definitely recommend

Great! Very easy to use and see where you are for repayment Reviewed on: 13th July 2026

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