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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180856)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is all round a great app and service

5
PayPal is all round a great app and service Reviewed on: 12th July 2026

I love that they let you pay for expensive items in...

5
I love that they let you pay for expensive items in 3 interest payments. They also step in and help if you have trouble with a seller Reviewed on: 12th July 2026

Super easy to use never a problem and great service...

5
Super easy to use never a problem and great service Reviewed on: 12th July 2026

Makes purchasing online safe and convenient.

5
Makes purchasing online safe and convenient. Good borrowing rates but could be better Reviewed on: 12th July 2026

My experience was very good exellent

5
My experience was very good exellent Reviewed on: 12th July 2026

I’ve been using PayPal Credit for a while now and fi...

5
I’ve been using PayPal Credit for a while now and find it incredibly convenient. The setup was seamless, and having the 4 months interest-free option on larger purchases gives me great financial flexibility. The integration into the checkout process on most websites makes it effortless to use. My only minor critique is that the credit limit increases could be a bit more transparent, but overall, it’s a reliable and straightforward service that I highly recommend. Reviewed on: 12th July 2026

Excellent Service

5
Never have any payment issues. Whatever method used, PayPal credit, PayPal linked to bank account or PayPal debit card Reviewed on: 12th July 2026

Good service on time and great results

5
Good service on time and great results Reviewed on: 12th July 2026

Very good very easy to use helps with spreading the...

5
Very good very easy to use helps with spreading the cost Reviewed on: 12th July 2026

Very user friendly and easy to use.

5
Very user friendly and easy to use. Incredible support. Reviewed on: 12th July 2026

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