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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Making a payment is easy and yet very secure.

Making a payment is easy and yet very secure. Customer service is responsive and effective to all enquiries. Payment options are flexible. Setting up ‘money pots’ for collections is an excellent way for colleagues, friends and/or family to contribute to occasions even if they live far away. Reviewed on: 13th July 2026

Everytime I’ve used PayPal it’s been easy and simple,

Everytime I’ve used PayPal it’s been easy and simple, Reviewed on: 13th July 2026

Very convenient pay service.

Very convenient pay service. Very helpful. Reviewed on: 13th July 2026

PayPal Credit is a great way to buy more expensive i...

PayPal Credit is a great way to buy more expensive items and pay them off over time. It’s a huge help when an unexpected household items like a washing machine suddenly breaks down and you don’t have £500 to spend there and then. Reviewed on: 13th July 2026

Easy to use, a good customer service

Easy to use, a good customer service Reviewed on: 13th July 2026

Easy Easy Paypal

Easy of use , good app for checking balances and payments Reviewed on: 13th July 2026

It always comes in handy when I am shopping online .

It always comes in handy when I am shopping online .It is safe to use Reviewed on: 13th July 2026

PayPal has made international spending very seamless.

PayPal has made international spending very seamless. Reviewed on: 13th July 2026

Great will use it for a life time

Great will use it for a life time Reviewed on: 13th July 2026

Easy to use .

Easy to use . Very convenient . Interst rates good Reviewed on: 13th July 2026

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