Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great interest free opportunity for four months on p...

Great interest free opportunity for four months on purchases over £100 Reviewed on: 13th July 2026

Never any issues, great service and communication v...

Never any issues, great service and communication via emails Reviewed on: 13th July 2026

Very easy to use, has a lot offer available

Very easy to use, has a lot offer available Reviewed on: 13th July 2026

Straight forward, no hassle, user friendly.

Straight forward, no hassle, user friendly. Great credit options and love to he buyer security. Reviewed on: 13th July 2026

PayPal Credit is so great, you can use it almost eve...

PayPal Credit is so great, you can use it almost everywhere. It helped me to deal with payments so many times now when I couldn't afford to pay full amount for a purchase as sometimes we all have sudden, unavoidable spendings. I tottaly recommend! Reviewed on: 13th July 2026

Need balance transfer as an option

Need balance transfer as an option Reviewed on: 13th July 2026

Customer service

The customer service is excellent, Account managemet is well detailed. Reviewed on: 13th July 2026

Great service, would recommend.

Great service, would recommend. Easy to use easy to set up easy to manage. Widely accepted too which is a bonus. The online portal easy to use too and the fact you can earn points on purchases works well. Reviewed on: 13th July 2026

veruy good servise and osm.

veruy good servise and osm. I like this Reviewed on: 13th July 2026

Keep going on well , please try reply my call on tim...

Keep going on well , please try reply my call on time please Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub