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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180853)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always had a great experience using paypal

5
Always had a great experience using paypal Reviewed on: 12th July 2026

Always 1st class service. 5 stars

5
Always 1st class service AAA+++. Great value too. Particularly impressed with 0% payment options over 3 to 6 months. Reviewed on: 12th July 2026

Paypal always sort everything fast and without problems

5
Paypal always sort everything fast and without problems Reviewed on: 12th July 2026

Will never leave

5
I have been using PayPal and PayPal credit for years. While other similar companies have appeared, I still favour PayPal over all of them. I feel safe in the knowledge that my purchases are protected. Reviewed on: 12th July 2026

Amazing app

5
Just amazing easy and very good app Reviewed on: 12th July 2026

I have had many other retail providers who offered me

5
I have had many other retail providers who offered me their products and I am actively using some of them, like Klarna, Clearpay, Zilch. However, the retail service by PayPal, I think is the Big daddy of identical retail service providers. It's been about a decade I have been using PayPal, and it is by far the best yet no matter how many other providers pop up. Reviewed on: 12th July 2026

Using PayPal has been hvelpful paying in 3 I used it...

5
Using PayPal has been helpful paying in 3 I used it to buy my tickets to Africa after not being able to see my family for 3 years with PayPal I was able to travel to Africa Reviewed on: 12th July 2026

Very easy to set up, great communication with everyt...

5
Very easy to set up, great communication with everything I have had to do Reviewed on: 12th July 2026

PayPal your safe pal.

5
PayPal has been a godsend with their credit options and ability to send money. It always feel like the safe option for me. Reviewed on: 12th July 2026

PayPal payments

5
Great way to make online payments Reviewed on: 12th July 2026

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