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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal my go to provider for finances

Never had an issue and customer services is good. Reviewed on: 28th May 2025

PayPal has been a blessing to me and my family.

PayPal has been a blessing to me and my family. Especially the pay in 3 options gives a cushion to make payments in installments. PayPal credit too is great. Knowing that your money is safe while using PayPal gives me peace of mind while doing any purchases. Reviewed on: 28th May 2025

Excellent services

Best financial services provider Reviewed on: 28th May 2025

Very good way to send money to family

Very good way to send money to family Reviewed on: 28th May 2025

it would be nice to speak to someone who can...

it would be nice to speak to someone who can help Reviewed on: 28th May 2025

The flexibility and ease of their consumer lending r...

The flexibility and ease of their consumer lending really makes PayPal stand out as a credit provider. They alleviate so much worry about choke points of the year like Christmas. Plus, their customer service is brilliant. Reviewed on: 28th May 2025

Very good , helps me often to buy things.

Very good , helps me often to buy things. Reviewed on: 28th May 2025

Fast reliable and cheap affordable way to get Credit.

Fast reliable and cheap affordable way to get Credit. Have recommended them to all my friends especially the pay in 3 feature. Reviewed on: 28th May 2025

Hassle free

When ever ive had an issues it has always been dealt with very quickly and with no hassle Reviewed on: 28th May 2025

You won’t be disappointed!

Everything is so easy, very smooth and no issues for me at all couldn’t recommend it anymore! Have already advised friends and family to use it. Reviewed on: 28th May 2025

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